SERVICES:

The Ryding Company is prepared to complete full administration, partial administration, or partially bundled administration to accommodate the best interests of the plan and plan sponsors. Services include but are not limited to:

• Consulting, Plan Design
• 401(k) Retirement Plans 
• Profit Sharing Plans
• Money Purchase Plans
• Defined Benefit
• DB/CD Combo
• ERISA and non-ERISA 403(b), 457 and non-profit plans
• Plan Audits
• Testing
• Plan Terminations

 

 

As a third Party Administrator, The Ryding Company is:

INDEPENDENT: We are truly independent of outside influences. TRCO acts as an advocate for the plan sponsor and advisor.

CONSULTING: Plan design is our specialty. We are not limited by a vendor's document or systems. We can create employee classes for benefits and plan eligibility; allocations that vary by location or job description. We will create a plan that meets your benefit, budget, and tax objectives.

FLEXIBILITY: TRCO works with a variety of fund, advisor and recordkeeping options. We have the ability to and currently do support relationships with most major 401(k) record keepers, wire house fund providers, and an open architecture selection.

AUDIT SUPPORT: TRCO reviews plans for future auditing requirements. This means that we monitor your participant counts. When those counts reach a certain level, we notify you in advance that a CPA audit of the plan’s financials is likely to be required soon.

OPTIONS: TRCO has experience with controlled groups, affiliated service groups and Davis Bacon, (Prevailing Wage). Our testing options for 401(k) stretch "outside the box" in order to produce the desired result for our client. We are prepared to address terminating, merging or modifying the benefit structure is in the plan's best interests.

COST MANAGEMENT: TRCO can review your current plan's ability to meet your financial objectives through design and/or review of the hidden costs. This review may identify revenue sources that could be used to offset the plan administration fees.

EXPERIENCE: TRCO has experienced administrators with long tenure at TRCO. We do not employ the assembly line approach to administration. Your assigned plan administrator watches over every aspect of your plan.

LOCAL AND AVAILABLE: TRCO is locally owned and operated since 1975.

QUALITY: All of our plan services are reviewed by a second administrator before leaving our office. Our reputation for excellence has been noted by auditors, which allows us to enter into this process with a positive outlook.

TECHNOLOGY: TRCO has implemented the use of The Pension Portal, which allows you to access plan documents and filings on a secure web site. We can help you to reduce your expenses with better reporting and access to your current plan data.