THE RYDING TEAM | Meet with Professionals

If you need retirement planning or cash balance plan for your employees, Our Professional Team members will work closely with you and your Financial Advisor in the early phases of your relationship with The Ryding Company.

Senior Management


Ryan J. Pedroza
President/Chief Executive Officer ERPA, QPA, APA

(805) 267-2934

1. I love spending time with my Family. 2. Love the Steelers. 3. Love coaching Football


Dave Ryding
Chairman of the Board

(808) 757-5705



Holly Nickels
Chief Financial Officer

(805) 267-2911


1. My husband and I took our son skydiving for his 18th birthday. 2. Married for over 25 years to my high school sweetheart!

Sales & Marketing


Daniel Fowler
Managing Director, Sales

(805) 807-4253



Julie Tucker
Vice President for Client Relations

(805) 267-2566



Danielle Sesock
New Business Director, ERPA

(805) 267-2935


I once worked security detail with the secret service for Bill Clinton when he was President.


Phillip S. Packard
RVP of Sales and Client Relations, Hawaii, CBC

(808) 585-1510


Defined Contribution and Defined Benefits Plan Administration Teams


Karen MacLeod
Manager of Pension Administration, ERPA, QPA

(805) 267-2938



Shannon Brake
Senior Pension Consultant, ERPA, QPA, QKA

(805) 267-2914


1. I have two tarantulas named Eighden and Otto Plath.  2. I went to school for Interior Design/Architecture.


Elitres Freelon
Senior Pension Consultant, ERPA, QKA, QPA

(805) 267-2922


1. I’m a Barbie Collector with over 500 Barbies. 2. I make button dolls (Jewel Babies) in my spare time.


Teresa Harper
Senior Pension Consultant

(805) 267-2930


1. I love sports. 2. One day I would love to be a Basketball and Football coach.


Roxanne Ritter
Senior Pension Consultant, ERPA, QPA, APA

(805) 267-2916


1. I like camping. 2. I like reading books.


Lori Sabbe
Senior Pension Consultant, CPC, APA

(805) 267-2568



Stephanie Smith
Senior Pension Consultant

(805) 267-2565


1. I am married with two very energetic boys. 2. I like to spend time with my family and watch Saints Football.


Lupe Castillo
Pension Consultant

(805) 267-2926



Coleton Hutchins
Pension Consultant

(805) 267-2925


1. A former D-1 athlete as a rower on UC Irvine’s crew team. 2. Enjoy obstacle courses such as Tough Mudder.


Gabrielle Luna
Pension Consultant

(805) 267-2933



Fernando Rincon Jr.
Pension Consultant, QKA

(805) 267-2928


1. I enjoy downhill longboarding. 2. Camping/backpacking are where I am most at peace.


Michael Wilson
Pension Consultant

(805) 267-2561

1. I have a Wheaton Terrier. 2. I love Formula 1 Racing.


Savannah Benedict

(805) 267-2923



Brianne Galik

(805) 267-2939



Autumn Harris

(805) 267-2940



Collin Johnson

(805) 267-2915



Andrew Murillo

(805) 267-2572



Sean Sesock

(805) 267-2929




Christine Rolik
Consultant, APA

(805) 267-2927



Helen Doebler

(805) 267-2913



Beverly McLeod

(805) 267-2913


Accounting & Office Support


Mindy Mueller
Accounts Receivable Specialist, QKA

(805) 267-2912


1. I collect refrigerator magnets.  2. I have been a vegetarian for over 20 years.

Plan Documents


Janine Kolebuck
Director of Compliance & Documents, ERPA, QKA, APA

(805) 267-2936



Danielle Lorrigan
Plan Documents Supervisor

(805) 267-2919



Kaley Sahagun
Documents Assistant

(805) 267-2937