THE RYDING TEAM | Meet with Professionals

If you need retirement planning or cash balance plan for your employees, Our Professional Team members will work closely with you and your Financial Advisor in the early phases of your relationship with The Ryding Company.

Senior Management


Ryan J. Pedroza
President/Chief Executive Officer ERPA, QPA, APA

(805) 267-2934

1. I love spending time with my Family. 2. Love the Steelers. 3. Love coaching Football


Dave Ryding
Chairman of the Board

(808) 757-5705



Holly Nickels
Chief Financial Officer

(805) 267-2911


1. My husband and I took our son skydiving for his 18th birthday. 2. Married for over 25 years to my high school sweetheart!

Sales & Marketing


Danielle Sesock
Senior Vice President of Sales

(805) 267-2935


I once worked security detail with the secret service for Bill Clinton when he was President.


Julie Tucker
Vice President for Client Relations

(805) 267-2566



Phillip S. Packard
RVP of Sales and Client Relations, Hawaii, CBC

(808) 585-1510



Coleton Hutchins
New Business Coordinator and Pension Consultant

(805) 267-2925


1. A former D-1 athlete as a rower on UC Irvine’s crew team. 2. Enjoy obstacle courses such as Tough Mudder.

Defined Contribution and Defined Benefits Plan Administration Teams


Karen MacLeod
Manager of Pension Administration, ERPA, QPA

(805) 267-2938



Shannon Brake
Senior Pension Consultant, ERPA, QPA, QKA

(805) 267-2914


1. I have two tarantulas named Eighden and Otto Plath.  2. I went to school for Interior Design/Architecture.


Elitres Freelon
Senior Pension Consultant, ERPA, QKA, QPA

(805) 267-2922


1. I’m a Barbie Collector with over 500 Barbies. 2. I make button dolls (Jewel Babies) in my spare time.


Teresa Harper
Senior Pension Consultant

(805) 267-2930


1. I love sports. 2. One day I would love to be a Basketball and Football coach.


Renee Machurski
Senior Pension Consultant



1. I enjoy downhill longboarding. 2. Camping/backpacking are where I am most at peace.


Roxanne Ritter
Senior Pension Consultant, ERPA, QPA, APA

(805) 267-2916


1. I like camping. 2. I like reading books.


Lori Sabbe
Senior Pension Consultant, CPC, APA

(805) 267-2568



Stephanie Smith
Senior Pension Consultant

(805) 267-2565


1. I am married with two very energetic boys. 2. I like to spend time with my family and watch Saints Football.


Lupe Castillo
Pension Consultant

(805) 267-2926



Leslie King
Pension Consultant



1. I enjoy downhill longboarding. 2. Camping/backpacking are where I am most at peace.


Gabrielle Luna
Pension Consultant

(805) 267-2933



Michael Wilson
Pension Consultant

(805) 267-2561

1. I have a Wheaton Terrier. 2. I love Formula 1 Racing.


Savannah Benedict

(805) 267-2923



Juliessa Castro



1. I enjoy downhill longboarding. 2. Camping/backpacking are where I am most at peace.


Brianne Galik

(805) 267-2939



Collin Johnson

(805) 267-2915



Andrew Murillo

(805) 267-2572



Sean Sesock

(805) 267-2929



Verenice Huizar
Loans and Distribution Specialist

(805) 267-2570



Justin Reinhardt
Loans and Distribution Specialist





Helen Doebler

(805) 267-2913



Beverly McLeod

(805) 267-2913


Accounting & Office Support


Mindy Mueller
Accounts Receivable Specialist, QKA

(805) 267-2912


1. I collect refrigerator magnets.  2. I have been a vegetarian for over 20 years.

Plan Documents


Janine Kolebuck
Director of Compliance & Documents, ERPA, QKA, APA

(805) 267-2936



Danielle Lorrigan
Plan Documents Supervisor

(805) 267-2919



Kaley Sahagun
Documents Assistant

(805) 267-2937