Our Services










401(k) and Profit Sharing Plan
One of the most popular and common types of company-sponsored retirement plans available today, a traditional 401(k) plan allows participants to reduce their current taxable income levels by deferring pre-tax income into the plan. Those contributions enjoy tax-deferred savings until withdrawn at retirement.
Cash Balance Retirement Pension Plans
There are two general types of pension plans — defined benefit plans and defined contribution plans. A cash balance pension plan is a pension plan under which an employer credits a participant's account with a set percentage of his or her yearly compensation plus interest charges.
403(b) Plans
Falling under the auspice of ERISA and Non- ERISA plans, a 403(b) plan offers a means for employees of non-profit organizations - sometimes referred to as 501(c)3 organizations - to defer pretax income into a tax-deferred retirement savings account.
Plan Terminations
Once a company has decided to terminate its employee retirement plan, it is necessary to complete the administration of the plan and ensure terminations are completed in compliance with ERISA and IRS requirements as quickly as possible.
Special Project Staffing
Special Project Staffing Coming Soon..
DOL Audit Guide
Every year the Department of Labor (DOL) and the Internal Revenue Service’s (IRS) Employee Plans Compliance Program (EP) perform thousands of audits of employee benefit retirement plans.
Compliance Resolution
Even the IRS and DOL recognize that mistakes can happen. If a plan sponsor finds that their plan is not in compliance, there are several programs available that the Ryding Company can assist you with, to help correct problems and bring the plan back into compliance.
Plan Sponsor Workshops
The Ryding Company places a high value on education, and we don’t just focus on our employees! Currently, we offer an in-depth, six-hour workshop that focuses on the complexities of administering 401(k) and 403(b) plans.
Annual Plan Reviews
Don’t forget to invite Julie Tucker to your Annual Plan Review! As the financial advisor, you can focus on investments, and Julie will highlight plan design and compliance.
3(16) Fiduciary Services
ERISA Section 3(16) states the definition of “Plan Administrator” as responsible for the daily operation of the plan. A Plan Administrator under ERISA 3(16) is identified in the Plan Document and if the Plan Document is not specific, the Plan Sponsor is considered to be the 3(16) fiduciary.
401(k) and Profit Sharing Plan
A company 401(k) plan for your employees is one of the most popular and common of company-sponsored retirement plans available today. They can be a great way to encourage your employees to save for their retirement as they allow your team members to put money aside in a tax-deferred plan. READ MORE
Cash Balance Retirement Pension Plans
There are two general types of pension plans — defined benefit plans and defined contribution plans. Defined benefit plans provide a specific benefit at retirement for each qualified employee, while defined contribution plans specify the amount of contributions to be made by the employer READ MORE
Meet with Professionals
President/Chief Executive Officer, ERPA, QPA, APA
(801) 391-5785
Senior Vice President of Sales, ERPA
(805) 267-2935
(808) 585-1510
(805) 267-2911
SOME IMPORTANT STATISTICS
Let us Help you
Current Areas We Serve

“I just wanted to take a moment to give HUGE thanks and appreciation for Stephanie and all her hard work, great attitude and customer service. It is rare these days to receive a high quality of customer service, you certainly have this with her and I wanted you to know! JOB WELL DONE STEPHANIE.”
“Just wanted to shoot you a note to let you know that Danielle is fabulous to work with. Consistently on top of things and goes beyond the required to help out. I wanted to make sure that she was recognized for her wonderful work because sometimes the little things ….”
“We appreciate your firm’s professionalism, knowledge and politeness. You always answer our questions promptly and clearly, and we feel confident that the administration of our company savings plan is in good hands. Thank you.”
It’s time to make sure your future is waiting for you when you’re ready for it.


